Active Adult Living Retirement

Financial Security, Health, and Companionship

The article posted the question, “What do we want most in our retirement years?”.

The article was one that caught my eye since I read just about everything I see about retirement. It turned out to be a sales promotion by a financial advisor. You know the type that says us Boomers are doomed because they don’t think we saved enough and we need their help. The caption under the large photo with the retired couple with the man’s hands around his head in despair was: Have we saved enough for retirement?

I find these type articles distasteful and probably unhelpful to those who actually need help, but like most things, there was a bit of truth in it.  The question they raised “What do we want most in our retirement years?, was answered with three words: Financial Security, Health, and Companionship.

I thought since we are writing about 55+ Active Adult Communities, it would be fun to see how those relate.

Financial Security:  To live in a 55+ Active Adult Community, at least the large ones like those of Del Webb, Cresswind (Kolter), Robson Resort, Lennar or any of the other Top Active Adult Community Builders, you need to have at least the average amount of financial resources.  You don’t have to be wealthy by any means, but you need some means. Most people that live in these communities have successfully accumulated funds for a good retirement.

Having said that, I think living in an Active Adult Community is a wise step that does help to protect your financial security by letting you know your housing costs, having some expenses like landscaping included in the HOA fees, providing entertainment and activities.

Health: Active Adult Communities are excellent in providing all sorts of physical and mental activities to keep you healthy. Physical activities including walking, swimming, pickleball, softball and many more. Mental activities are important also and these communities provide forums and learning opportunities, games and activities to keep your mind working. Plus most of these communities are located near a hospital and medical buildings full of doctors. Floor plans are of the Universal Design that includes one level living with no steps, higher counter tops and commodes and many other features that promote safer and easier living.

Companionship: There is a calendar full of socialization opportunities for just about every day of the week. You can just walk out your door and pretty soon you will be talking with someone. Some activities recur several times a week, weekly and monthly. You get to know those who share the same interests as you do.

I think at least a third or more of my community are single. There are active single clubs and informal single groups that do things together.  Plus singles are better assimilated into activities here because of so many group activities.

So if the article is correct and what we most want in retirement is Financial Security, Health, and Companionship, living in an Active Retirement Community can help.

Now, let me see if I can find a happy photo of retirement for the top of this post (me with a friend last week at the Gainesville Botanical Garden), not this one with the distraught couple worrying about retirement (below).

Active Adult Living Del Webb Communities

Activities is the Answer

I took the photo on top of this post on July 4th. It is at the end of our Pickleball Tournament at our Del Webb Community Village at Deaton Creek and the presentation of the tournament fees and donations to our Veterans Club to be distributed to four local disabled veterans.

The activity helped in a small way to support our veterans and we feel good about that.

Activities at a Del Webb Community and any Active Adult Community are the heart and key to what it’s all about. I realize we are in a restrained situation right now with social distancing, but the goal is to return to group activities as soon as it’s safe. We sure do miss them!

Activities on the surface, as we all know, help keep us active, therefore in better health. They help stem the tide of aging a little bit, at least give us a better quality of life while we are still around.

But another powerful purpose of activities, especially in an Active Adult Community, is to put you in contact on a regular basis with others that share your same interest and passions.

Like the pickleball group I joined of newbies (new players) taking lessons.  We met each week to take lessons and play a few games.  We cheered each other along in the tournament yesterday, then four of us when out to lunch. Over lunch we learned a little more about each other.  We enjoyed the time together so much we decided to keep this going by scheduling 7pm each Thursday to get together to play Pickleball. We will keep going to the Saturday classes but Thursdays on the schedule is for us.

This is how activities, besides being fun and good for you, introduce you to new friends. We are all new to pickleball because we found out we are all new to this community. This fact plus the love of playing Pickleball are the basis of possible friendships.

I have seen the exact same pattern with people enjoying other activities here. This is why we moved here.

You really don’t need a lot of regular activities, two or three will more than serve your needs.

Indeed, activities is the answer to a happy and satisfying retirement!